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Yonder referral code

Get 10,000 points, £10 off, and three free months on Yonder using a refer-a-friend link.

Yonder's refer-a-friend scheme gives new members £10 off their first purchase, three months with the £15 monthly fee waived, and up to 10,000 bonus points for spending £1,000 in the first 30 days. I joined via a referral code in mid-2025 and received all three rewards. The referrer also picks up 10,000 points.

Yonder logo

Yonder

Earn points on every purchase. Spend points on great rewards.

4.5 out of 5 starsOn Trustpilot
Use referral link

Or copy the referral link below:

Reward:

£10 off your first purchase, three months free, and up to 10,000 points when you spend £1000 in 30 days

How it works:

  1. Sign up using the referral link
  2. Spend £1000 in the first 30 days
  3. Get 10,000 bonus points
Use referral link

Yonder referral at a glance

Your reward10,000 bonus points + £10 off + 3 months free
Friend's reward10,000 bonus points
Reward typePoints + discount
RequirementApproved for Yonder credit card
Time to receiveAfter spending £1,000 in 30 days
Referral limitUnlimited

Yonder key facts

Trustpilot rating

4.6 / 5

Source: Trustpilot

Monthly fee

£15/month (after free trial)

Source: Yonder

FCA regulated

Yes

Source: FCA

Points earn rate

1 point per £1 spent

Source: Yonder

Yonder referral pros and cons

Pros

  • Generous referral bonus of up to 10,000 points plus £10 off and 3 months free
  • Earn 1 point per £1 spent on all purchases with no category restrictions
  • Rewards include experiences, travel perks, and dining credits
  • No foreign transaction fees, making it excellent for travel
  • Three free months let you try the card before committing to the fee

Cons

  • £15 monthly fee after the free trial, which is high for a rewards card
  • You need to spend £1,000 in 30 days to earn the full referral bonus
  • Requires a credit check and approval, which may affect your credit score
  • Rewards are points-based, not cashback, so value depends on redemption

What is Yonder?

Yonder is a UK rewards credit card that earns 1 point per £1 on all purchases, redeemable for experiences like dining and travel. It costs £15/month after a free trial, is FCA-regulated, and charges no foreign transaction fees.

Yonder is a UK rewards credit card designed around experiences rather than traditional cashback. You earn 1 point per £1 spent on every purchase, with no category restrictions. Points can be redeemed for curated experiences including restaurant reservations, travel perks, and lifestyle rewards. Yonder charges a monthly fee of £15, but new members get a three-month free trial period. The card is FCA regulated and has no foreign transaction fees, making it a popular choice for frequent travellers and diners.

How does the Yonder referral scheme work?

The Yonder referral gives you £10 off your first purchase, three months free (saving £45), and up to 10,000 bonus points when you spend £1,000 in 30 days. The referrer also earns 10,000 points.

When you sign up to Yonder using the referral link on this page, you receive £10 off your first purchase and three months free (waiving the £15/month fee). If you spend £1,000 within your first 30 days, you also earn 10,000 bonus points on top of the points you earn from those purchases. The person who referred you earns 10,000 bonus points as well. This makes the total referral value substantial — the three free months alone save you £45, plus the £10 discount and up to 10,000 points.

Who is Yonder best for?

Yonder is best for people who spend heavily on dining, travel, and experiences and want to earn rewards. You need to spend roughly £1,500/month to offset the £15 fee. It is especially strong for overseas spending with no foreign transaction fees.

Yonder is best suited to people who regularly spend on dining, travel, and experiences and want to be rewarded for it. The card works particularly well if you travel abroad frequently, since there are no foreign transaction fees. To get real value from Yonder, you need to spend enough to earn points that offset the £15 monthly fee — roughly £1,500 per month in spending makes the maths work. If your spending is lower or you prefer straightforward cashback, a fee-free card like Amex or Monzo may be a better fit.

How Yonder compares to other rewards cards

Yonder charges more than Amex (£15/month vs free) but has no foreign transaction fees and experience-based rewards. Amex focuses on Avios. Chase offers 1% cashback free. Yonder's Trustpilot score of 4.6 is strong for a credit card.

Compared to American Express, Yonder charges a higher monthly fee but offers no foreign transaction fees and a more curated rewards experience. Amex rewards tend to be Avios-focused, while Yonder leans towards dining and lifestyle. Compared to Chase, which offers 1% cashback with no fee, Yonder's points can be worth more per pound if you redeem them on experiences, but the monthly fee eats into the value for lower spenders. Yonder's Trustpilot score of 4.6 is strong for a credit card provider.

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Yonder posts & guides

Read short guides and reviews about Yonder, including how the referral scheme works and whether it's right for you.

Is Yonder worth it? An honest credit card review

Is Yonder worth it? An honest credit card review

25th April 2026
Yonder vs Amex referral: which rewards card is better?

Yonder vs Amex referral: which rewards card is better?

6th April 2026
Yonder referral code: earn points with a Yonder credit card

Yonder referral code: earn points with a Yonder credit card

19th January 2026

Yonder referral FAQ

What is the Yonder referral reward?

You get £10 off your first purchase, three months free (saving £45), and up to 10,000 bonus points when you spend £1,000 in your first 30 days.

How do I use a Yonder referral link?

Click the referral link on this page to start your Yonder application. The referral bonus is automatically applied to your account once approved.

How much does Yonder cost per month?

Yonder charges £15 per month after the initial free trial. With a referral link, you get three months free, giving you time to decide if the card is worth it for your spending habits.

What can I redeem Yonder points for?

Yonder points can be redeemed for curated experiences including restaurant bookings, travel perks, spa days, and lifestyle rewards. The value per point varies depending on the reward you choose.

Does Yonder charge foreign transaction fees?

No. Yonder does not charge any foreign transaction fees, making it one of the better UK credit cards for spending abroad.

Will applying for Yonder affect my credit score?

Yes. Yonder performs a hard credit check when you apply, which temporarily appears on your credit file. However, Yonder also offers a soft eligibility check so you can see if you are likely to be approved before applying.

How many points do I earn per pound spent?

You earn 1 Yonder point for every £1 spent on the card, with no category restrictions or caps.

Can I cancel Yonder at any time?

Yes. There is no lock-in period or cancellation fee. You can cancel your Yonder card at any time, though any outstanding balance must still be repaid.

Is Yonder regulated?

Yes. Yonder is authorised and regulated by the Financial Conduct Authority (FCA). Your money and data are protected under UK financial regulations.

Do I need to spend £1,000 to get the referral reward?

The £10 off and three free months are applied regardless. The 10,000 bonus points require spending £1,000 within 30 days. You still earn standard points (1 per £1) on all spending even if you do not hit the £1,000 threshold.
SP
Seb Place

Personal finance writer and UK consumer savings specialist

I specialise in finding people the best deals to cope with the ever-increasing cost of living. I like to review companies from everyday industries like banking and energy and try to provide a fresh mix of facts and unbiased opinions.

Last updated: 20th April 2026 · Fact-checked and reviewed for accuracy