Skip to content

Referral Plug · Rechecked weekly

UK referral codes, tested by hand.

Refer-a-friend offers from brands operating in the UK: energy, banking, mobile, broadband, cashback, VPN. I read each brand’s terms, check the link still credits the referral, and mark which rewards I’ve banked myself, through genuine third-party sign-ups.

Curated by Seb Place

Last updated

Tracking 24 live schemes in the UK, 3 paused£1,328+ in bonuses availableReviewed

Editor’s pick

Trading 212 logo

Trading 212

Get a free fractional share, worth £8 to £25 in 80% of cases and up to £100, when you open a Trading 212 Invest account, Stocks ISA or SIPP through a referral link and deposit its minimum, £1 on Invest and the ISA. Its cash value is locked for 30 days.

I joined through a referral link in May 2026, my share came in at £18, and I have paid into the ISA every month since.

Browse by category

Every UK referral code I cover

Ordered by hand, not by what a scheme pays.

Monzo logo

Monzo

Get a random £10, £20 or £50 when you join Monzo via a referral link

Yonder logo

Yonder

£10 off your first purchase, two months free on Premium, and up to 20,000 bonus points

Octopus Energy logo

Octopus Energy

Get £50 when you switch energy supplier to Octopus Energy. Or, get £75 when you switch your business over.

E.ON Next logo

E.ON Next

Get a £50 retail voucher when you switch energy supplier to E.ON Next

EDF logo

EDF

Get £50 in bill credit when you switch your home energy to EDF

Starling Bank logo

Starling BankReferral paused

Get £25 when you join Starling Bank using a refer-a-friend code

InvestEngine logo

InvestEngine

Get an investment bonus worth between £20 and £200

Trading 212 logo

Trading 212

Get a free fractional share, worth £8 to £25 in 80% of cases and up to £100, when you open a Trading 212 Invest account, Stocks ISA or SIPP through a referral link and deposit its minimum, £1 on Invest and the ISA. Its cash value is locked for 30 days.

Zilch logo

Zilch

Get £5 in Zilch Rewards when you are approved and issued a card

Motorway logo

Motorway

Get a £50 Amazon gift card when you sell your car

VOXI logo

VOXI

Get an Amazon, PayPal, or Just Eat voucher worth up to £20

giffgaff logo

giffgaff

Get £5 giffgaff credit when you activate a new SIM

Ledger logo

Ledger

Get $5 to $20 in Bitcoin when you buy a Ledger, depending on the device

Tide logo

Tide

Get £100 when you open a Tide account and spend £500 in 90 days

Bitrefill logo

Bitrefill

Get $5 in Bitcoin when you spend $200

Surfshark logo

Surfshark

Get up to 3 free months of Surfshark VPN when you sign up using a refer-a-friend link.

BA Amex logo

BA Amex

Get 6,000 Avios points when you spend £2,000

Incard logo

Incard

Boosted (2x) cashback for your first 60 days, plus a fast-tracked application review

TopCashback logo

TopCashback

Get a £10 to £25 sign-up bonus when you join TopCashback through a referral link (£10 under the terms running to 31 October 2026), released once you have earned £10 of cashback on your own shopping.

Quidco logo

Quidco

Get a £10 bonus when you join Quidco through a referral link, released once you have earned £5 of confirmed cashback on your own shopping.

Rakuten logo

Rakuten

Get £25 when you join Rakuten through a referral link and spend £50 on qualifying cashback purchases within 90 days.

Hyperoptic logo

Hyperoptic

Get an Amazon, Tesco or John Lewis voucher worth £25 to £75 when you join Hyperoptic through a referral link, with the amount set by your speed and contract length

Quickline logo

Quickline

Get £100 when you join Quickline through a referral link, with the same £100 going to the person who referred you and no limit on how many referrals either of you make

toob logo

toob

Get a £25 gift card when you join toob through a referral link, with the same £25 going to the person who referred you and no limit on referrals

Airband logo

AirbandReferral paused

Get £50 when you join Airband through a referral link, with the same £50 going to the person who referred you, once you have been installed for 30 days and paid your first invoice

Zzoomm logo

Zzoomm

Get £75 in cash to your bank account when you join Zzoomm through a referral link, with the same £75 going to the person who referred you

Affordable Mobiles logo

Affordable MobilesReferral paused

Paid the person sharing the link £5 to £40 by deal type, with no reward named for the buyer

Latest from the blog

View all posts

Reviews and walkthroughs of the schemes I’ve actually used.

How referral schemes work: a study of 27 live UK schemes

How referral schemes work: a study of 27 live UK schemes

A refer-a-friend scheme has three working parts: a link or code unique to each referrer, a condition the new customer must meet, and a condition the referrer must meet. Reading the terms of 27 live UK schemes in September 2026, we found 22 paying both sides the same reward, 25 holding it until the new customer had paid for something or had a service connected, 23 paying only referrers who are customers, and 24 identifying the referral by link, with 3 asking for a typed code. In field experiments, giving the new customer part or all of the reward recruits more customers than paying the referrer alone, though not among deal-seekers. A typed code earns its place wherever a link cannot reach the sign-up, which covers far more than mobile apps.

Is EDF Flextras worth joining? A member from launch week

Is EDF Flextras worth joining? A member from launch week

EDF launched Flextras on 7 September 2026 and I joined it three days later, on the electricity supply I moved to EDF in July. It is free, it takes a minute, and the tastecard alone justifies it. The free electricity does not: 25 hours a month sounds enormous, but at my usage an average hour is worth 6.3p, and Weekend Saver's qualifying bar is set below flat consumption. EDF also announced a referral boost to members that week, which turned out not to be a Flextras benefit at all.

Motorway fees: £29.99 to £99.99 to sell your car since May 2026

Motorway fees: £29.99 to £99.99 to sell your car since May 2026

Yes, you pay Motorway to sell your car. Since 6 May 2026 it charges the seller a service fee of £29.99 to £99.99, tiered on your final sale price, VAT included, and free on anything under £1,000. The fee is only payable if the car sells. The exception is the optional £29.99 Promoted Listing Fee, which is charged before the auction and is not refunded if nobody bids. I sold a car on Motorway in 2023 and paid nothing, because none of this existed then.

October 2026 price cap: what actually changes on your bill

October 2026 price cap: what actually changes on your bill

Ofgem raises the energy price cap to £1,723 a year from 1 October 2026, up £60 on the quarter. That figure is not a cap on your bill and it is not your bill: it caps unit rates and standing charges for one household Ofgem invented. What the change does to your region, why switching supplier moves your bill far less than the headline implies, and the one part of a switch that is worth a fixed £50 whatever the cap does.

Money-saving tools

View all tools

Run the sums on your own numbers, not a typical household’s.