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Referral Plug · Updated daily

The UK referral codes I’d actually use.

Genuine refer-a-friend offers from brands operating in the UK that I use day-to-day: banking, energy, mobile, VPN. No fluff, no spammy aggregators, just clear guides and links that actually pay out.

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Curated by Seb Place

Last updated

Tracking 16 brands operating in the UK£1,035+ in bonuses availableReviewed

Editor’s pick

Octopus Energy logo

Octopus Energy

Get £50 when you switch energy supplier to Octopus Energy. Or, get £75 when you switch your business over.

Why this week: Get £50 bill credit when you switch to Octopus Energy using a refer-a-friend link.

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Every UK referral code

All the schemes I track right now.

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Reviews and walkthroughs of the schemes I’ve actually used.

Best UK bank referral bonuses in 2026: every scheme we've tested

Best UK bank referral bonuses in 2026: every scheme we've tested

Five UK banking brands pay a referral bonus right now: Monzo (£20 to £100 mystery reward), Tide (£100 for business), American Express (6,000 Avios), Yonder (£10 off plus two months free) and Zilch (£5). Starling has just begun trialling a £25 scheme we haven't tested yet, and the big high-street banks don't run refer-a-friend schemes at all: they pay switching bonuses instead. Every ranked offer on this page was re-tested in early June 2026.

UK voucher code sites compared: how often the codes actually work

UK voucher code sites compared: how often the codes actually work

How many UK voucher codes actually work swings wildly month to month: testing VoucherCodes.co.uk four weeks apart, the working rate jumped from 5 in 15 to 10 in 15. HotUKDeals scored 9 in 15; MoneySavingExpert's edited list passed all 12. Our comparison of five UK voucher sites, ranked by model (three spot-tested at checkout), with the full method and limitations.

Where this guide disagrees with Which? on Octopus Energy

Where this guide disagrees with Which? on Octopus Energy

Which? is the UK's most rigorous consumer reviewer and has named Octopus a Recommended Provider for nine consecutive years. Here's where my six-year customer perspective lines up with theirs, and the three places it doesn't.

What do reviewers say about Surfshark?

What do reviewers say about Surfshark?

A summary of what Deloitte, Cure53, the major tech press and the wider VPN-review landscape say about Surfshark: the audit history, the value-vs-speed trade-off, the Nord Security merger, and where Surfshark sits in the 2026 UK VPN market.