Referral Plug · Rechecked weekly
UK referral codes, tested by hand.
Refer-a-friend offers from brands operating in the UK: energy, banking, mobile, broadband, cashback, VPN. I read each brand’s terms, check the link still credits the referral, and mark which rewards I’ve banked myself, through genuine third-party sign-ups, never my own.
Curated by Seb Place
Last updated
Editor’s pick
Yonder
£10 off your first purchase, two months free on Full, and up to 20,000 bonus points
Genuinely the best credit card I've ever used, and the referral pays the person sharing it in points rather than cash.
Browse by category
Banking & Finance · 6 brands
Current accounts, business banking and credit cards
Energy · 3 brands
Switch supplier without contacting your old one
Broadband · 5 brands
Coverage decides this one, so check your address first
Mobile · 2 brands
SIM-only plans running on the major UK mobile networks
Cashback · 2 brands
Money back on shopping you were doing anyway
Trading & Crypto · 4 brands
Investing platforms and the hardware that keeps crypto offline
VPN · 1 brand
Private browsing, safer public Wi-Fi, UK services from abroad
Privacy tools · 1 brand
Encrypted mail, storage and passwords under one account
Car · 1 brand
Let dealers bid for your car instead of haggling with one
Car hire · 1 brand
Premium rentals delivered to your door, then collected
Every UK referral code we cover
Ordered by hand, not by what a scheme pays.
Monzo
Get a £20, £50, or £100 mystery reward when you join via a referral link
Yonder
£10 off your first purchase, two months free on Full, and up to 20,000 bonus points
Octopus Energy
Get £50 when you switch energy supplier to Octopus Energy. Or, get £75 when you switch your business over.
E.ON Next
Get a £50 retail voucher when you switch energy supplier to E.ON Next
EDF
Get £50 in bill credit when you switch your home energy to EDF
Starling BankReferral paused
Get £25 when you join Starling Bank using a refer-a-friend code
InvestEngine
Get an investment bonus worth between £20 and £200
Zilch
Get £5 off your first purchase
Motorway
Get a £50 Amazon gift card when you sell your car
VOXI
Get an Amazon, PayPal, or Just Eat voucher worth up to £40
giffgaff
Get £10 giffgaff credit when you activate a new SIM
Freetrade
Get a free share worth between £10 and £100
Ledger
Get $5 to $20 in Bitcoin when you buy a Ledger, depending on the device
Tide
Get £100 when you open a Tide account and spend £500 in 90 days
Bitrefill
Get $5 in Bitcoin when you spend $200
Surfshark
Get up to 3 free months of Surfshark VPN when you sign up using a refer-a-friend link.
Proton
Get $20 off your first paid Proton plan when you sign up with a referral link, across encrypted Mail, VPN, Drive, Pass or the full suite.
THE OUT
Get £50 off your first booking with THE OUT, Jaguar Land Rover's premium app-based car hire service.
BA Amex
Get 6,000 Avios points when you spend £2,000
Incard
Boosted (2x) cashback for your first 60 days, plus a fast-tracked application review
TopCashback
Get a £10 sign-up bonus when you join TopCashback through a referral link, released once you have earned £10 of cashback on your own shopping.
Quidco
Get a £10 bonus when you join Quidco through a referral link, released once you have earned £5 of confirmed cashback on your own shopping.
Hyperoptic
Get an Amazon, Tesco or John Lewis voucher worth £25 to £75 when you join Hyperoptic through a referral link, with the amount set by your speed and contract length
Quickline
Get £100 when you join Quickline through a referral link, with the same £100 going to the person who referred you and no limit on how many referrals either of you make
toob
Get a £25 gift card when you join toob through a referral link, with the same £25 going to the person who referred you and no limit on referrals
Airband
Get £50 when you join Airband through a referral link, with the same £50 going to the person who referred you, once you have been installed for 30 days and paid your first invoice
Zzoomm
Get £75 in cash to your bank account when you join Zzoomm through a referral link, with the same £75 going to the person who referred you
Affordable MobilesReferral paused
Get up to £60 when you buy a new phone
Latest from the blog
View all postsReviews and walkthroughs of the schemes I’ve actually used.
giffgaff refer a friend: what the referrer actually gets paid
The member side of the giffgaff refer-a-friend scheme: £5 Payback per activation, what changes at your 15th recruit, and why the Super Recruiter tier that pays up to £22 removes the guarantee that the £5 came with.
Is there a giffgaff referral code? What those codes really are
giffgaff has no referral code, and no field to paste one into. What the code lists actually publish is a member's username, why attribution is decided at the order step, and why every link pays the same £5 apart from one August 2026 exception.
How much does THE OUT car hire cost? Every fee, sourced
THE OUT quotes only in its app, so the prices in circulation for its car rental disagree by 4.5×. Skyscanner put the cheapest London day at £452 on 13 August 2026; JLR's 2019 launch rate of £195 is a floor, not a price. The number nobody quotes is bigger than either: THE OUT's own help centre puts a £5,000 deposit hold on every vehicle in its fleet. Here is each published figure, where it came from, and what the £50 referral code is worth against it.
Business bank account referral bonuses: Tide £100, Monzo £50
Three UK business accounts pay the new customer to open one: Tide (£100 in account credit after £500 of card spend), Monzo Business (£50 after one card payment) and Starling (£25, business and sole trader accounts included, untested). Incard pays the referrer £250 but pays you in cashback. Mettle, ANNA and Revolut Business pay a new business customer nothing.