Banking & finance referral codes September 2026
Compare banking and finance referral codes. Get cash rewards, Avios points, and account credit from Monzo, Tide, Amex, Yonder, and Zilch.
Compare banking & finance referral codes
Monzo
Yonder
Tide
BA Amex
Incard
Zilch
Get a random £10, £20 or £50 when you join Monzo via a referral link
£10 off your first purchase, two months free on Full, and up to 20,000 bonus points
Get £100 when you open a Tide account and spend £500 in 90 days
Get 15,000 Avios points when you spend £2,000
Boosted (2x) cashback for your first 60 days, plus a fast-tracked application review
UK banks and financial services run some of the most generous referral programmes available. From Monzo's randomised cash reward of up to £50, to Tide's business account credit, to the 15,000 Avios sign-up bonus on the BA Amex referral, there's real value to be claimed if you're opening a new account or getting a new credit card. This category also covers business accounts (Tide and Incard), not just personal ones. Most providers here are FCA-regulated banks, but a few are FCA-authorised e-money firms where your funds are safeguarded rather than FSCS-protected, so check each brand's page for how your money is held.
Best UK bank account deals in 2026
The best bank account deal depends on what you need the account for: current or savings, personal or business. Across the providers we cover, the sign-up saving comes from refer-a-friend rewards rather than public codes: Tide's £100 business credit after £500 of card spend, Yonder's bonus points, Monzo's random £10, £20 or £50, and 15,000 Avios from the BA Amex refer a friend scheme. None of them issue checkout discount codes.
See which UK brands run real discount codes →
What are the best UK bank account deals in 2026?
The best UK bank account sign-up deals come from refer-a-friend rewards, not discount codes. Tide pays £100 in business account credit after £500 of card spend in 90 days, the British Airways American Express Card gives 15,000 Avios after £2,000 of spend, Yonder gives bonus points and money off, and Monzo pays a randomised £10, £20 or £50. None of these run public voucher codes, so the referral reward is the sign-up saving.
Referral Plug founder · Personal finance writer and UK consumer savings specialist
I specialise in finding people the best deals to cope with the ever-increasing cost of living. I like to review companies from everyday industries like banking and energy and try to provide a fresh mix of facts and unbiased opinions.
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