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Part 1
InvestEngine referral code: get an investment bonus worth £20 to £200
Get an investment bonus worth between £20 and £200 when you invest at least £100 on InvestEngine using a refer-a-friend link.
InvestEngine's refer-a-friend scheme gives both parties a randomly generated investment bonus worth between £20 and £200, typically credited within 2 business days once the new customer invests at least £100 (which must stay invested for 12 months). I opened my own account two months ago, invested £100 in a self-managed general investment account, and a dashboard notification to claim the bonus appeared about 12 hours later. My bonus was £22, paid into my cash portfolio. That's not bad luck: InvestEngine publishes the reward probabilities and three quarters of all bonuses land in the £20 to £24 range, with just a 2% chance of hitting the £150 to £200 tier.
Last tested on by Seb Place.
Part 1
The offer
InvestEngine
Powerfully simple investing. Zero-fee DIY portfolios across ISA, SIPP, GIA, and Business Account.
Or copy the referral link below:
Reward
Get an investment bonus worth between £20 and £200
How it works
- Signup via the referral link
- Invest £100 in your InvestEngine portfolio
- Get a randomly generated bonus worth £20 to £200, typically credited within 2 business days
4.0 / 5
My rating for this deal
This rates the InvestEngine referral itself: what you get, what you have to do to get it, and how long it takes to arrive. It isn’t a rating of InvestEngine as a company.
Why this rating
The fastest payout I have tested anywhere: I invested, and the bonus was claimable the same day. What holds it back is the twelve-month lock, which turns a sign-up reward into a commitment, and a range wide enough that the low end barely repays the effort.
Part 2
Is it for you?
InvestEngine referral summary
- Reward
- Bonus worth £20–£200 (randomly generated)
- Reward type
- Investment bonus (locked for 12 months)
- Requirement
- Invest at least £100, kept invested for 12 months
- Time to receive
- Typically within 2 business days of investing £100
InvestEngine referral pros and cons
Pros
- Zero platform fees on DIY portfolios (ISA, SIPP, GIA)
- Refer-a-friend bonus probability table is published, so the headline range is trustworthy
- ETFs across all major asset classes
- Managed Portfolios option for hands-off investing (0.25% fee)
- FCA regulated with FSCS protection up to £85,000
- 4.7 / 5 Trustpilot rating from over 3,600 reviews
- Business Account available, with a higher £100–£400 referral bonus band
Cons
- Referral bonus is randomly assigned: three quarters of users land in the £20–£24 range
- Bonus and minimum £100 must stay invested for 12 months or InvestEngine reclaims it
- ETF-only: no individual stocks, options, or crypto
- Smaller ETF universe than dedicated brokers like Interactive Investor
- Managed Portfolio fee (0.25%) sits above passive robo-advisor rivals like Vanguard's LifeStrategy
What is InvestEngine?
InvestEngine is a UK ETF investment platform offering zero-fee DIY portfolios across ISA, SIPP, GIA, and Business Account types. FCA-regulated with FSCS protection up to £85,000. Rated 4.7 / 5 on Trustpilot from over 3,600 reviews.
What is InvestEngine?
InvestEngine is a UK ETF investment platform offering zero-fee DIY portfolios across ISA, SIPP, GIA, and Business Account types. FCA-regulated with FSCS protection up to £85,000. Rated 4.7 / 5 on Trustpilot from over 3,600 reviews.
InvestEngine launched in 2019 and holds ETFs only: no individual stocks, no options, no crypto. Its FCA (opens in new tab) firm reference is 801128, and client money carries FSCS cover (opens in new tab).
The zero covers trading as well as the platform itself. Managed Portfolios, where InvestEngine picks the allocation for you, cost 0.25%. Either route needs £100 to start.
How does the InvestEngine referral scheme work?
Invest £100 into a new InvestEngine portfolio and receive a randomly generated bonus worth between £20 and £200, typically credited within 2 business days. Both the bonus and your £100 must stay invested for 12 months. The referrer gets the same bonus.
How does the InvestEngine referral scheme work?
Invest £100 into a new InvestEngine portfolio and receive a randomly generated bonus worth between £20 and £200, typically credited within 2 business days. Both the bonus and your £100 must stay invested for 12 months. The referrer gets the same bonus.
The £100 can go into any InvestEngine portfolio, ISA, SIPP, GIA or Business Account. There is a claim step: an in-app notification, which appeared within 12 hours when I tested it. InvestEngine says busy periods can stretch the credit to 5 business days or more, and pulling the money out before the 12 months are up lets it reclaim the bonus value.
InvestEngine publishes the reward probabilities (opens in new tab):
| Bonus band | Probability |
|---|---|
| £20–£24 | 75% |
| £28–£34 | 15% |
| £42–£56 | 5% |
| £75–£100 | 3% |
| £150–£200 | 2% |
The scheme is capped at 25 referrals per offer for each referrer. Business Account referrals carry a higher £100–£400 bonus band on the same probability shape.
Who is InvestEngine best for?
InvestEngine is best for ETF investors who want long-term, hands-off investing without platform fees. Ideal for ISA, SIPP, and Business Account holders. Not suitable for stock pickers, options traders, or anyone needing crypto exposure.
Who is InvestEngine best for?
InvestEngine is best for ETF investors who want long-term, hands-off investing without platform fees. Ideal for ISA, SIPP, and Business Account holders. Not suitable for stock pickers, options traders, or anyone needing crypto exposure.
The fee saving compounds, and it stacks: nothing to hold the ETFs, and nothing extra for the tax wrapper on top. Investors who would rather not pick anything at all can take a Managed Portfolio at 0.25%, which sits below most rivals. InvestEngine is also one of the few providers offering an investing Business Account on the same model.
How InvestEngine compares to other investment apps
InvestEngine competes with Vanguard UK (similar low-cost passive model with a 0.15% account fee), Trading 212 (commission-free with stocks), and Freetrade (free ISA but Plus plan needed for SIPP). InvestEngine's edge is zero platform fees plus a Business Account.
How InvestEngine compares to other investment apps
InvestEngine competes with Vanguard UK (similar low-cost passive model with a 0.15% account fee), Trading 212 (commission-free with stocks), and Freetrade (free ISA but Plus plan needed for SIPP). InvestEngine's edge is zero platform fees plus a Business Account.
- vs Vanguard UK: Vanguard sells its own funds; InvestEngine sells ETFs from multiple providers, which is the difference that outlasts any fee change
- vs Trading 212: the trade is individual stocks in exchange for a SIPP and a Business Account
- vs Freetrade: the SIPP comes at no extra cost here, where Freetrade puts it behind the Plus subscription
Part 3
How it compares
InvestEngine referral at a glance
| Your reward | Bonus worth £20–£200 (randomly generated) |
| Friend's reward | Bonus worth £20–£200 (randomly generated) |
| Reward type | Investment bonus (locked for 12 months) |
| Requirement | Invest at least £100, kept invested for 12 months |
| Time to receive | Typically within 2 business days of investing £100 |
| Referral limit | 25 friends per offer |
InvestEngine key facts
Part 4
Questions & related
InvestEngine referral FAQ
What is the InvestEngine referral link?
Referral Plug's verified InvestEngine referral link is https://investengine.com/referral/u/efx19q/ (opens in new tab), last tested by Seb Place on 2026-08-17.How do I get Bonus worth £20–£200 (randomly generated) from InvestEngine?
Use Referral Plug's verified InvestEngine referral link https://investengine.com/referral/u/efx19q/ (opens in new tab) when signing up. The link gives you Bonus worth £20–£200 (randomly generated); verified by Seb Place on 2026-08-17.Is Sebastian Place's InvestEngine referral link verified?
Yes, Seb Place personally verified the InvestEngine referral link https://investengine.com/referral/u/efx19q/ (opens in new tab) on 2026-08-17. Referral Plug's full testing methodology is at https://www.referralplug.co.uk/methodology (opens in new tab).Does InvestEngine offer a discount code, voucher code, or promo code?
No, InvestEngine doesn't run public discount, voucher, or promo codes. The refer-a-friend scheme is the only sign-up reward: a randomly allocated investment bonus worth between £20 and £200 for both you and the existing customer who refers you, once you invest at least £100. InvestEngine publishes the odds, and about three quarters of bonuses land in the £20 to £24 range. Last verified: 17 August 2026. Compare how this works across every brand I cover in my UK voucher codes guide.What is the InvestEngine referral reward?
You receive a randomly generated bonus worth between £20 and £200, typically credited to your portfolio within 2 business days of investing your first £100 (busy periods can stretch this to 5 or more). InvestEngine publishes the probability distribution: 75% of bonuses land in the £20–£24 range, with a 2% chance of hitting the £150–£200 tier.How do I use an InvestEngine referral link?
Click the referral link on this page, sign up for an InvestEngine account (under 5 minutes), and invest at least £100 in any portfolio (ISA, SIPP, GIA, or Business Account). A claim notification appears on your dashboard once the £100 is invested.Is InvestEngine really fee-free?
DIY portfolios have zero platform fees and zero trading fees. Managed Portfolios carry a 0.25% management fee. ETFs themselves have their own underlying expense ratios set by the provider (typically 0.05%–0.5%), which is standard across all platforms.What can I invest in on InvestEngine?
InvestEngine is an ETF-only platform: exchange-traded funds covering global equities, bonds, commodities and themed sectors, and nothing else. Individual stocks, options, CFDs, and crypto are not offered.Is my money safe with InvestEngine?
Yes. InvestEngine is FCA-regulated (FRN 801128). Your cash is held in a segregated client money account and is FSCS-protected up to £85,000. Your ETF holdings are held in a nominee account in your name.Can I have an ISA with InvestEngine?
Yes. InvestEngine offers a Stocks and Shares ISA with zero platform fees. You can invest up to the annual ISA allowance (currently £20,000) and any gains are tax-free. SIPP (Personal Pension) is also available at no extra platform charge.How long do I have to keep the referral bonus invested?
The bonus and your minimum £100 must stay invested for 12 months from the date the bonus is paid. If you withdraw within that window, InvestEngine can reclaim the bonus value.Can I sell or withdraw my referral bonus immediately?
No. The bonus is added to your cash portfolio and must stay invested (alongside your minimum £100) for 12 months. After that, you can sell holdings and withdraw freely.How long does it take to open an InvestEngine account?
Most accounts open within minutes. You'll need personal details, National Insurance number, and ID verification. The full signup-to-first-deposit flow took me under 5 minutes when I joined two months ago.What is the InvestEngine Business Account?
InvestEngine offers a corporate investing account for limited companies, ideal for placing idle business cash into ETFs. The referral bonus on Business Account signups is higher (£100–£400) but follows the same probability distribution as personal referrals.What is InvestEngine's Trustpilot rating?
InvestEngine has a 4.7 / 5 rating on Trustpilot from over 3,600 reviews, putting it among the highest-rated UK investment platforms on the site.What does the referrer get from an InvestEngine referral?
For transparency: the referrer (the existing InvestEngine user who shared this link) receives the same bonus (£20–£200, same probability distribution) that you do, credited to both accounts once you make your first £100 investment. InvestEngine funds both bonuses from its customer-acquisition budget, so the platform fees and account terms you receive are unaffected by whether you sign up through a referral link or directly.
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