InvestEngine referral code
Get an investment bonus worth between £20 and £200 when you invest at least £100 on InvestEngine using a refer-a-friend link.
InvestEngine's refer-a-friend scheme gives both parties a randomly generated investment bonus worth between £20 and £200, credited within 5 business days once the new customer invests at least £100 (which must stay invested for 12 months). I opened my own account two months ago, invested £100 in a self-managed general investment account, and a dashboard notification to claim the bonus appeared about 12 hours later. My bonus was £22, paid into my cash portfolio. That's not bad luck: InvestEngine publishes the reward probabilities and three quarters of all bonuses land in the £20 to £24 range, with just a 2% chance of hitting the £150 to £200 tier.
Last tested on by Seb Place.
Part 1
The offer
InvestEngine
Powerfully simple investing. Zero-fee DIY portfolios across ISA, SIPP, GIA, and Business Account.
Or copy the referral link below:
Reward
Get an investment bonus worth between £20 and £200
How it works
- Signup via the referral link
- Invest £100 in your InvestEngine portfolio
- Get a randomly generated bonus worth £20 to £200, credited within 5 business days
Part 2
Is it for you?
InvestEngine referral summary
- Reward
- Bonus worth £20–£200 (randomly generated)
- Reward type
- Investment bonus (locked for 12 months)
- Requirement
- Invest at least £100, kept invested for 12 months
- Time to receive
- Within 5 business days of investing £100
InvestEngine referral pros and cons
Pros
- Zero platform fees on DIY portfolios (ISA, SIPP, GIA)
- Refer-a-friend bonus probability table is published, so the headline range is honest
- Wide range of ETFs across all major asset classes
- Managed Portfolios option for hands-off investing (0.25% fee)
- FCA regulated with FSCS protection up to £85,000
- 4.7 / 5 Trustpilot rating from over 3,600 reviews
- Business Account available, with a higher £100–£400 referral bonus band
Cons
- Referral bonus is randomly assigned: three quarters of users land in the £20–£24 range
- Bonus and minimum £100 must stay invested for 12 months or InvestEngine reclaims it
- ETF-only: no individual stocks, options, or crypto
- Smaller ETF universe than dedicated brokers like Interactive Investor
- Managed Portfolio fee (0.25%) sits above passive robo-advisor rivals like Vanguard's LifeStrategy
What is InvestEngine?
InvestEngine is a UK ETF investment platform offering zero-fee DIY portfolios across ISA, SIPP, GIA, and Business Account types. FCA-regulated with FSCS protection up to £85,000. Rated 4.7 / 5 on Trustpilot from over 3,600 reviews.
InvestEngine is a UK ETF investing platform that charges zero platform fees on DIY portfolios, founded in 2019.
- Assets: ETFs only (no individual stocks, options, or crypto)
- Account types: Stocks and Shares ISA, SIPP (Personal Pension), General Investment Account, Business Account
- Regulation: FCA-regulated (opens in new tab) (FRN 801128), FSCS-protected (opens in new tab) up to £85,000
- Reputation: 4.7 / 5 on Trustpilot (opens in new tab) from over 3,600 reviews
- Fees: Zero platform and trading fees on DIY portfolios; 0.25% on Managed Portfolios
- Minimum investment: £100 to start
How does the InvestEngine referral scheme work?
Invest £100 into a new InvestEngine portfolio and receive a randomly generated bonus worth between £20 and £200, credited within 5 business days. Both the bonus and your £100 must stay invested for 12 months. The referrer gets the same bonus.
Sign up and invest at least £100 to receive a randomly generated bonus worth £20–£200:
- Click the referral link on this page and create your account
- Invest at least £100 in any InvestEngine portfolio (ISA, SIPP, GIA, or Business Account)
- Wait for the in-app notification to claim your bonus (appeared within 12 hours when I tested it)
- Bonus is credited within 5 business days
Important: the bonus and your minimum £100 must stay invested for 12 months, or InvestEngine can reclaim the bonus value.
InvestEngine publishes the reward probabilities (opens in new tab):
| Bonus band | Probability |
|---|---|
| £20–£24 | 75% |
| £28–£34 | 15% |
| £42–£56 | 5% |
| £75–£100 | 3% |
| £150–£200 | 2% |
The scheme is capped at 25 referrals per offer for each referrer. Business Account referrals carry a higher £100–£400 bonus band on the same probability shape.
Who is InvestEngine best for?
InvestEngine is best for ETF investors who want long-term, hands-off investing without platform fees. Ideal for ISA, SIPP, and Business Account holders. Not suitable for stock pickers, options traders, or anyone needing crypto exposure.
InvestEngine is ideal for:
- Long-term ETF investors: zero platform fees compound meaningfully over years
- ISA and SIPP savers: tax-wrapped accounts with no extra platform charge
- Business owners: rare provider of an investing Business Account with the same low-fee model
- Hands-off investors: Managed Portfolios at 0.25% sit below most rivals
Not ideal for: stock pickers (ETF-only platform), options or CFD traders, or anyone wanting crypto exposure.
How InvestEngine compares to other investment apps
InvestEngine competes with Vanguard UK (similar low-cost passive model with a 0.15% account fee), Trading 212 (commission-free with stocks), and Freetrade (free ISA but Plus plan needed for SIPP). InvestEngine's edge is zero platform fees plus a Business Account.
InvestEngine's closest competitors:
- vs Vanguard UK: Both passive-investing focused; Vanguard charges a 0.15% account fee that InvestEngine waives on DIY portfolios. Vanguard offers its own funds, InvestEngine offers ETFs from multiple providers.
- vs Trading 212: Trading 212 offers commission-free stocks and ETFs with a free ISA. InvestEngine restricts to ETFs but offers SIPP and Business Account.
- vs Freetrade: Freetrade offers free ISA on basic plan, but SIPP requires Plus subscription. InvestEngine includes SIPP at no extra cost.
InvestEngine sits in the zero-fee ETF-only niche, particularly compelling for long-term ISA, SIPP, or Business Account holders.
Part 3
How it compares
InvestEngine referral at a glance
| Your reward | Bonus worth £20–£200 (randomly generated) |
| Friend's reward | Bonus worth £20–£200 (randomly generated) |
| Reward type | Investment bonus (locked for 12 months) |
| Requirement | Invest at least £100, kept invested for 12 months |
| Time to receive | Within 5 business days of investing £100 |
| Referral limit | 25 friends per offer |
InvestEngine key facts
Part 4
Questions & related
InvestEngine referral FAQ
What is the InvestEngine referral link?
Referral Plug's verified InvestEngine referral link is https://investengine.com/referral/u/efx19q/ (opens in new tab), last tested by Seb Place on 2026-05-15.How do I get Bonus worth £20–£200 (randomly generated) from InvestEngine?
Use Referral Plug's verified InvestEngine referral link https://investengine.com/referral/u/efx19q/ (opens in new tab) when signing up. The link gives you Bonus worth £20–£200 (randomly generated); verified by Seb Place on 2026-05-15.Is Sebastian Place's InvestEngine referral link verified?
Yes, Seb Place personally verified the InvestEngine referral link https://investengine.com/referral/u/efx19q/ (opens in new tab) on 2026-05-15. Referral Plug's full testing methodology is at https://www.referralplug.co.uk/methodology (opens in new tab).What is the InvestEngine referral reward?
You receive a randomly generated bonus worth between £20 and £200, credited to your portfolio within 5 business days of investing your first £100. InvestEngine publishes the probability distribution: 75% of bonuses land in the £20–£24 range, with a 2% chance of hitting the £150–£200 tier.How do I use an InvestEngine referral link?
Click the referral link on this page, sign up for an InvestEngine account (under 5 minutes), and invest at least £100 in any portfolio (ISA, SIPP, GIA, or Business Account). A claim notification appears on your dashboard once the £100 is invested.Is InvestEngine really fee-free?
DIY portfolios have zero platform fees and zero trading fees. Managed Portfolios carry a 0.25% management fee. ETFs themselves have their own underlying expense ratios set by the provider (typically 0.05%–0.5%), which is standard across all platforms.What can I invest in on InvestEngine?
InvestEngine is an ETF-only platform: you can invest in a wide range of exchange-traded funds covering global equities, bonds, commodities, and themed sectors. Individual stocks, options, CFDs, and crypto are not offered.Is my money safe with InvestEngine?
Yes. InvestEngine is FCA-regulated (FRN 801128). Your cash is held in a segregated client money account and is FSCS-protected up to £85,000. Your ETF holdings are held in a nominee account in your name.Can I have an ISA with InvestEngine?
Yes. InvestEngine offers a Stocks and Shares ISA with zero platform fees. You can invest up to the annual ISA allowance (currently £20,000) and any gains are tax-free. SIPP (Personal Pension) is also available at no extra platform charge.How long do I have to keep the referral bonus invested?
The bonus and your minimum £100 must stay invested for 12 months from the date the bonus is paid. If you withdraw within that window, InvestEngine can reclaim the bonus value.Can I sell or withdraw my referral bonus immediately?
No. The bonus is added to your cash portfolio and must stay invested (alongside your minimum £100) for 12 months. After that, you can sell holdings and withdraw freely.How long does it take to open an InvestEngine account?
Most accounts open within minutes. You'll need personal details, National Insurance number, and ID verification. The full signup-to-first-deposit flow took me under 5 minutes when I joined two months ago.What is the InvestEngine Business Account?
InvestEngine offers a corporate investing account for limited companies, ideal for placing idle business cash into ETFs. The referral bonus on Business Account signups is higher (£100–£400) but follows the same probability distribution as personal referrals.What is InvestEngine's Trustpilot rating?
InvestEngine has a 4.7 / 5 rating on Trustpilot from over 3,600 reviews, putting it among the highest-rated UK investment platforms on the site.What does the referrer get from an InvestEngine referral?
Honest disclosure: the referrer (the existing InvestEngine user who shared this link) receives the same bonus (£20–£200, same probability distribution) that you do, credited to both accounts once you make your first £100 investment. InvestEngine funds both bonuses from its customer-acquisition budget, so the platform fees and account terms you receive are unaffected by whether you sign up through a referral link or directly.
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