Referral Plug · The blog
Reviews and walkthroughs.
Honest write-ups of the UK referral schemes I’ve actually used, newest first.
Best second UK bank account to pair with Monzo (2026)
Monzo10 minute readWhich account to open alongside Monzo, by use case. Chase UK for cashback, Revolut for travel and investing, Starling for higher savings, Nationwide for branches. Plus the single account I'd add if I could only pick one.
E.ON Next for EV owners: is Next Drive worth it?
E.ON Next7 minute readA breakdown of E.ON Next's EV tariffs (Next Drive and Next Drive Smart): rates, eligibility, what they save a typical EV driver, and how they compare to Octopus Go and Intelligent Octopus in 2026.
E.ON Next vs British Gas referral: which gives you more?
E.ON Next6 minute readComparing the E.ON Next and British Gas refer-a-friend schemes side by side. Both headline £50, but the conditions, timing, and voucher flexibility differ. Here's which is actually better in 2026.
Monzo Extra vs Perks vs Max: which plan is worth it in 2026?
Monzo7 minute readA detailed comparison of Monzo's three paid plans (Extra at £3/month, Perks at £7/month, and Max at £17/month) covering savings rates, insurance, lifestyle perks, and whether any of them are worth paying for.
Monzo referral not working? How to fix it
Monzo5 minute readIf your Monzo referral reward hasn't arrived, here are the most common reasons and what you can do about each one.
What does Martin Lewis say about Monzo?
Monzo5 minute readA summary of what Martin Lewis and MoneySavingExpert have said about Monzo, covering their digital banking recommendations, how Monzo compares to Starling and Chase, and where MSE sees its strengths and weaknesses.
Monzo vs Starling Bank: which digital bank is better in 2026?
Monzo9 minute readAn honest comparison of Monzo and Starling Bank, covering budgeting tools, savings rates, overdraft costs, travel spending, ATM limits, and referral bonuses to help you pick the right free bank account.
What does Martin Lewis say about Octopus Energy?
Octopus Energy6 minute readA summary of what Martin Lewis and MoneySavingExpert have said about Octopus Energy: covering customer service, smart tariffs, the price cap, and where MSE rates Octopus against the rest of the UK supplier market.
How to switch to Octopus Energy: a screen-by-screen guide (2026)
Octopus Energy5 minute readA visual walkthrough of switching to Octopus Energy using a refer-a-friend link, with screenshots of every screen: postcode entry to direct debit setup, plus what happens in the 2–3 weeks after you click switch.
Can I switch energy supplier if I'm moving house? (2026 guide)
Octopus Energy8 minute readA practical 2026 guide to switching energy supplier when moving house in the UK, covering new builds, existing properties, rental moves, and what to do at the old address. Written by a six-year Octopus customer who's done it twice.
Octopus Energy for landlords: how the referral works (2026 guide)
Octopus Energy8 minute readAn honest 2026 guide to using Octopus Energy as a UK landlord: how the £50 domestic and £75 business referral schemes work across multiple properties, void-period billing, tenant switching rights, and which tariff fits a rental portfolio.
Octopus Energy no standing charge: is it possible? (2026 guide)
Octopus Energy8 minute readAn honest 2026 explainer on no-standing-charge energy tariffs at Octopus: what standing charges are, who actually saves on a zero-standing-charge tariff, and why the smart-tariff route often wins instead.
Who is cheaper than Octopus Energy? (2026)
Octopus Energy9 minute readAn honest 2026 look at which UK suppliers undercut Octopus Energy on unit rates, covering Utility Warehouse, So Energy, Outfox the Market, OVO, EDF, E.ON Next, and the smart-tariff comparison.
Which Octopus Energy tariff is right for you? (2026 guide)
Octopus Energy12 minute readAn honest 2026 guide to Octopus's tariff lineup (Tracker, Agile, Go, Intelligent Go, Cosy, Fixed and Flexible) from a six-year Octopus customer.
Is Tide worth it? An honest business account review
Tide8 minute readA first-person Tide review covering the free plan, paid tiers, invoicing, accounting integrations, FCA regulation, and whether Tide is the right business account for sole traders and limited companies in 2026.
Is VOXI worth it? An honest mobile network review
VOXI8 minute readA first-person VOXI review covering plans, pricing, unlimited social media data, Vodafone coverage, Trustpilot ratings, and whether VOXI is worth switching to in 2026.
Is Motorway worth it? An honest review from someone who sold a car
Motorway7 minute readAn honest Motorway review after selling a car on the platform: how the bidding works, what price I got, the collection process, and whether it beats private sale or part exchange.
Is a Ledger wallet worth it? An honest review after 6 years
Ledger8 minute readAn honest Ledger hardware wallet review after 6 years of use: security, the 2023 data breach, pricing, and whether it's still the best way to store crypto in 2026.
Is giffgaff worth it? An honest review after 15 years
giffgaff7 minute readA first-person giffgaff review after 15 years as a customer, covering plans, pricing, the O2 network, community support, Trustpilot ratings, and whether giffgaff is still worth it in 2026.
Is Freetrade worth it? An honest investing app review
Freetrade8 minute readAn honest Freetrade review after 4 years: commission-free trading, the free ISA, real costs, and whether it beats Trading 212 and Hargreaves Lansdown for UK investors.
Is the BA Amex worth it? An honest credit card review
American Express8 minute readA first-person British Airways Amex Classic review after holding the card for two years, covering Avios earning, the referral bonus, acceptance issues, and whether the BA Amex is worth it in 2026.
Is Bitrefill worth it? An honest review for spending crypto
Bitrefill7 minute readAn honest Bitrefill review: how the crypto gift card platform works, whether the prices are fair, Lightning Network support, and who it's actually useful for in the UK.
Is E.ON Next worth it? An honest review after 4 years
E.ON Next9 minute readA first-person E.ON Next review after four years as a gas and electricity customer, covering pricing, service, the app, renewable claims, and whether E.ON Next is worth switching to in 2026.
Is Monzo worth it? An honest review after 9 years
Monzo10 minute readA first-person Monzo review after nine years as a customer, covering the free account, paid plans, savings rates, travel spending, borrowing, and whether Monzo is actually worth switching to in 2026.
Is Yonder worth it? An honest Free vs Full review
Yonder10 minute readA first-person Yonder credit card review after 10 months, comparing the Free and Full tiers, points value, travel perks, and whether the £15/month Full plan is worth it in 2026.
Affordable Mobiles review: is it legit and worth buying from?
Affordable Mobiles6 minute readAn honest review of Affordable Mobiles, covering whether it's a trustworthy phone retailer, how prices compare to buying direct from a network, and whether the cashback referral is worth using.
How to spend Bitcoin in the UK: gift cards, top-ups and more
Bitrefill7 minute readA practical guide to spending Bitcoin in the UK without converting back to pounds first. Covers gift cards, Lightning Network payments, crypto debit cards, and the best platforms for everyday crypto spending.
Best crypto hardware wallet: Ledger vs Trezor compared
Ledger7 minute readLedger vs Trezor: which hardware wallet should you buy? A practical comparison covering security, price, coin support, and ease of use to help you choose the right one.
Zilch review: is 0% buy now pay later worth using?
Zilch7 minute readAn honest review of Zilch, the BNPL app that works everywhere Mastercard is accepted. Covers the 2% cashback perk, how it compares to Klarna and Clearpay, and whether it's worth signing up.
Best UK bank account for freelancers (2026)
Monzo11 minute readAn honest comparison of the best business bank accounts for UK freelancers and sole traders, covering Starling, Monzo, Tide, Mettle and Wise, with a focus on tax, invoicing and real-world use.
Octopus Energy review: 6 years as a customer
Octopus Energy12 minute readA first-person Octopus Energy review after six and a half years: pricing, service, tariffs, grievances, and whether I'd still switch in 2026.
Monzo joint account review: how we manage shared finances
Monzo9 minute readA first-hand review of the Monzo joint account, covering shared pots, bill management, savings interest, Salary Sorter, and how it compares to Starling's joint account.
Best UK bank account for travelling abroad (2026)
Monzo10 minute readAn honest comparison of the best UK debit cards for travel, covering Starling, Chase, Monzo, Revolut and Wise on fees, ATM limits, exchange rates and real-world use abroad.
EV Charger Installation: Guide to Home EV Charging in the UK
Octopus Energy7 minute readStep‑by‑step guide to EV charger installation for UK homes, including costs, grants, how the process works and how to choose a safe, smart home EV charger.
Octopus Energy for Business: what's included and how the £75 referral works
Octopus Energy6 minute readA sober summary of Octopus Energy for Business: published tariffs (Shape Shifters, Panel Power, no-standing-charge), who it's a fit for, the £75 referral mechanic, and where the offering has weaker spots.
Monzo Flex review: is the interest-free BNPL card worth it?
Monzo9 minute readAn honest review of Monzo Flex: how the 3-month interest-free instalments work, the real cost of longer plans, Section 75 protection, and how it compares to Klarna and Clearpay.
Monzo vs Chase UK: cashback or better budgeting?
Monzo10 minute readAn honest comparison of Monzo and Chase UK, covering 1% cashback maths, savings rates, app features, travel spending and borrowing to help you pick the right free bank account.
Monzo vs Revolut: which is better for travel, investing and daily banking?
Monzo11 minute readA detailed comparison of Monzo and Revolut across three use cases: everyday banking, travel abroad, and investing. Covers fees, features, savings rates and which to pick.
Monzo Business for freelancers: an honest review from a real sole trader
Monzo10 minute readA first-hand review of Monzo Business for freelancers and sole traders, covering Tax Pots, invoicing, accounting integrations, Making Tax Digital readiness, and whether the free plan is enough.
Monzo mystery reward explained: how to get £20, £50 or £100
Monzo6 minute readEverything you need to know about the Monzo mystery reward: how it works, the official odds from Monzo's terms, who's eligible, and common mistakes that stop the reward tracking.
Monzo vs Nationwide: which current account is actually better?
Monzo10 minute readAn honest comparison of Monzo and Nationwide FlexDirect, covering interest rates, cashback, app experience, overdrafts, travel spending and switch bonuses to help you pick the right account.
Monzo Billsback review: is the lottery-style bill payback worth it?
Monzo9 minute readAn honest review of Monzo Billsback: how it works, the expected-value maths, and whether paying for Extra, Perks or Max just for the chance at free bills makes sense.
Octopus Energy vs E.ON Next referral: which gives you more?
Octopus Energy6 minute readComparing the Octopus Energy and E.ON Next referral schemes side by side. Both offer £50, but which energy supplier is actually better to switch to?
Tide referral code: get £50 when you open a business account
Tide5 minute readUse the Tide referral code JOPOQW to get £50 free credit when you open a Tide business bank account. Here's how to claim and whether Tide is right for your business.
Yonder vs Amex referral: which rewards card is better?
Yonder6 minute readComparing the Yonder and American Express BA referral schemes. Yonder Full offers up to 10,000 points and 2 months free, Amex offers 6,000 Avios. Here's which credit card to choose.
Zilch referral code: get £5 free credit when you sign up
Zilch5 minute readUse a Zilch referral link to get £5 in free credit instantly. No purchase needed: just sign up and verify your identity to claim your reward.
VOXI vs giffgaff: which mobile referral is better?
VOXI5 minute readComparing VOXI and giffgaff referral schemes, plans, and value. VOXI offers up to £40 in gift cards, giffgaff offers up to £15 in credit. Here's which to choose.
VOXI referral code: get a gift card worth up to £40
VOXI5 minute readUse a VOXI referral link to get a gift card worth up to £40 when you sign up. Learn how VOXI works, what you get, and whether it's the right mobile network for you.
Amex referral code: get 6,000 Avios points with the BA credit card
American Express6 minute readUse an American Express referral link to earn 6,000 Avios points when you sign up for the BA Classic Credit Card and spend £2,000 in 3 months.
Bitrefill referral code: get $5 in Bitcoin when you spend $200
Bitrefill5 minute readUse a Bitrefill referral link to earn $5 in Bitcoin cashback when you spend $200 on gift cards, mobile top-ups, and more using crypto.
Freetrade referral code: get a free share worth up to £100
Freetrade5 minute readUse a Freetrade referral link, deposit £50, and get a free share worth between £10 and £100. Here's how to claim your reward and start investing.
giffgaff referral code: get up to £15 when you join
giffgaff5 minute readUse a giffgaff referral link to get £5 when you activate a SIM and another £10 if you join on an 18-month contract. Here's how to claim your reward.
Ledger referral code: get up to $20 in Bitcoin when you buy a wallet
Ledger5 minute readUse a Ledger referral link to get up to $20 in Bitcoin when you purchase a hardware wallet. Learn which Ledger to buy and why you need one.
Yonder referral code: earn points with a Yonder credit card
Yonder6 minute readLooking for a Yonder referral code or referral link? Use the link in this guide to get £10 off, two months free on Yonder Full, and up to 10,000 bonus points, or £10 off and up to 1,000 points on Yonder Free.
Affordable Mobiles discount code, voucher & referral link: how to save (and why it’s worth using)
Affordable Mobiles6 minute readSearching for an AffordableMobiles discount, voucher code, or referral code? Here’s why Affordable Mobiles is worth using, and how to use the referral link to unlock up to £60 off when you buy a new phone.
Motorway referral code: why you should sell your car with Motorway (and how to claim your reward)
Motorway7 minute readLooking for a Motorway referral code, Motorway discount, or Motorway voucher? Here’s why Motorway is a great way to sell your car, and how to use the referral link so you can earn a reward after your sale completes.