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Cashback site referral codes September 2026

Cashback site referral codes for UK shoppers. TopCashback and Quidco each pay a new member £10 through a referral link, Rakuten pays £25, all on shopping you were doing anyway. What differs is what you have to do first, and which of them we have actually been paid by.

Compare cashback referral codes

CompanyReward
TopCashback logoTopCashback£10 sign-up bonus
Quidco logoQuidco£10 bonus
Rakuten logoRakuten£25 bonus

Get a £10 sign-up bonus when you join TopCashback through a referral link, released once you have earned £10 of cashback on your own shopping.

Reward type: Cashback balance, withdrawable to a UK bank account by BACS transferLimit: No cap on referrals stated in the campaign running to 22 September 2026
View TopCashback referral

Get a £10 bonus when you join Quidco through a referral link, released once you have earned £5 of confirmed cashback on your own shopping.

Reward type: Cashback balance, withdrawable by bank transfer, PayPal or retailer gift cardLimit: No cap stated, though Quidco terminates accounts it finds have been multiplied to farm the bonus
View Quidco referral

Get £25 when you join Rakuten through a referral link and spend £50 on qualifying cashback purchases within 90 days.

Reward type: Cashback balance, paid out to a bank account or PayPalLimit: Unlimited. Rakuten's terms say you may qualify for a referral bonus more than one time, and the page says bonuses are unlimited
View Rakuten referral

A cashback site pays you a share of the commission a retailer gives it for sending you as a customer. You click through, buy at the retailer's normal price, and the money comes back afterwards, which makes it the one deals mechanism that works on purchases you were making regardless. TopCashback and Quidco are the established UK sites, I hold accounts with both, and each pays a new member £10 for joining through a referral link. The thresholds are what separate them. Quidco releases yours at £5 of confirmed cashback with no deadline attached. TopCashback wants £10, on the same confirmed basis, within a window it resets every campaign: 180 days under the terms that ran to 14 August 2026, three years under the ones running to 1 September. So Quidco is the easier bonus to clear, and TopCashback is the broader site at over 5,500 retailers against Quidco's 5,000. Rakuten is the newest and pays the largest bonus, £25 for £50 of spending within 90 days, on a site listing 400 to 500 stores that moved its UK platform in April 2024 and has never paid us anything. Per-retailer rates differ across all three and none of them wins outright, so hold more than one and check the retailer rather than picking a side once. One warning that applies to every page quoting these figures, this one included: none of the three treats its referral terms as fixed. TopCashback rewrites its every fortnight at a new dated URL, Quidco reserves the right to move its amount at any time, and Rakuten pays a referred member whatever was advertised on the day they signed up.

Best UK cashback site deals in 2026

Cashback sites do not run discount codes of their own, because they are not shops. The deal is the cashback rate at the retailer you are buying from, and those rates move between sites, so comparing TopCashback, Quidco and Rakuten on the specific retailer beats loyalty to any one of them. On top of the rate, the sign-up saving is the refer-a-friend bonus: £10 to a new member at TopCashback and at Quidco, £25 at Rakuten. The difference is what you do to release it: £5 of confirmed cashback at Quidco with no time limit, £10 of confirmed cashback at TopCashback within a campaign-set window, three years under the terms running to 1 September 2026, or £50 of qualifying spending at Rakuten within 90 days. The first two are measured in cashback earned rather than money spent, so they take an ordinary shop or two; Rakuten's is a spending target, which is easier to see coming and does not count Amazon.

See which UK brands run real discount codes →

What are the best UK cashback site deals in 2026?

For cashback sites, the best deal is whichever site pays the higher rate at the retailer you are actually buying from, and that changes retailer by retailer, so it is worth comparing TopCashback, Quidco and Rakuten each time rather than committing to one. The sign-up saving on top is the refer-a-friend bonus: £10 to a new member at TopCashback or Quidco, and £25 at Rakuten. Quidco releases it once you have earned £5 of confirmed cashback, TopCashback once you have earned £10, and Rakuten once you have spent £50 on qualifying purchases within 90 days. None of the three issues public discount or voucher codes of its own, since none of them is a retailer.

Seb Place

Referral Plug founder · Personal finance writer and UK consumer savings specialist

I specialise in finding people the best deals to cope with the ever-increasing cost of living. I like to review companies from everyday industries like banking and energy and try to provide a fresh mix of facts and unbiased opinions.

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